What is a MARQ™ Score?

Moody’s Analytics Risk Quality score or MARQ™ Score is a credit score that you can understand! Here’s why…

Today I spoke with Mike Milan about what the MARQ™ score is, and why it is important for businesses to understand.

Check below for a link to get your free MARQ Score.

Finagraph has partnered with Moody’s to bring credit scores to the small business.

The idea is to bring high efficiency lending to the market.

If you’ve ever applied for a loan, you know what a pain in the @$$ it is! Your business MARQ score will help expedite this faster.

With the introduction of alternative lending through companies like Fundera, On Deck, and Fundbox, banks have to find a way to compete.

Small businesses need loans to the tune of a Trillion dollars, but they can’t get it because it takes too long, or it’s just too difficult.

Moody’s already works with almost 1,000 banks across the country. Adoption has been easy, because for the banks it’s just an add-on.

This process goes right from the borrower, into RiskCalc, so it dramatically cuts down on the time it takes for the bank to evaluate someone’s ability to pay a loan back.

This MARQ score leverages the Finagraph platform to get your business financials, and produce your score in minutes. Instead of 350 – 850, the MARQ score is based on 1-100.

As Mike puts it in this interview, “…something we can understand!”

Watch the interview with Mike

Get your Free MARQ business credit score

Learn even more here (30 Minute Webinar)

We’ll update the link with access to the recording, as soon as it’s available

How to Organize and Manage Your Patrons in Microsoft Excel

If you’re a content creator, then Patreon is the perfect way to crowd source the people who love what you create. Once you become a Patreon, you will hopefully have Patrons who pledge money to help support your in your efforts to create content. As a Patreon, you want to know how to organize and manage your patrons in Microsoft Excel.

This post is inspired by my new friend, Hania Zdunek, whom I met on Patreon. How cool is that?

It isn’t just about making money. It’s an amazing community of inspired content creators. Hania has an amazing voice, wonderful music, that she’s sharing and, a great sense of humor. Check her out, and pledge something to help support her! She’s fantastic!

When you’re a Patreon, you’re a Patreon all the way, from your first piece of content, to your last content creating day.

Patreon gives you a really cool user interface, from which you can see your patrons, broken down by level. Well if you’re a data junkie like me, then you immediately look for that, “download” option, and Patreon provides that. This is where you can start to organize and manage your patrons.

Once you have your download formatted in what is called a flat file, it will become very easy to manage the information, and look at it in ways that will provide you with powerful insights. You can see how many people are in at each tier, when they signed up, and how much income you’re bringing in. The key to what you can do in excel, is that you can pivot around the information in many ways to get really useful information.

Once you organize and manage your patrons in Microsoft Excel, you can see which tiers are really working, and which ones aren’t. This will help you optimize your campaign to make sure that you are delivering the content that your audience really wants.

Here’s the thing. Patreon’s csv download comes in formatted much like it looks on screen. Hopefully they’ll change it, but in the meantime, here’s how to clean it up in just minutes.

Oh! You were looking for the explanation? That’s what the video is for! Go watch. It’ll be awesome, I promise!

The Daily Accelerated Growth Call Monday Jan 18, 2016

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Hey boys and girls! This goes out to my good friend Sara Laidlaw and my new friend, Jeff Borschowa. I was inspired by these two this morning. Sara, because she said she doesn’t want to do year ends, she wants to play with WordPress, and Jeff, because he reminded me that people can tell when I’m having fun, doing what I’m doing.

Here’s my $0.02. Set aside hour at the beginning of every day to do something you really enjoy. Shut down the e-mail, and every other possible distraction and spend an hour “playing.” This does a few things. One, it gives you the time to do what you REALLY enjoy, and that’s important. Two, it sets a precedent – that you’re not a slave to the people and the processes in your life. Instead you are the master of your own destiny, and that means YOU get to decide what you do and when. No one else does.

Enjoy the video, and remember that if you like this stuff, you can get more of it, daily at Patreon.com/nerdenterprises.


Unboxing Scalus

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Scalus is a Business Productivity application.

Scalus Redefines Communication and Transparency in Today’s Modern Workforce

Last Friday, January 8, 2016 Kristen Koh Goldstein was on our show telling us the story of how Scalus came to be. Then she gave us a demo. I spent the weekend reviewing and playing with Scalus. I love it, and I have some feature requests, which I have submitted to my new friends here at Scalus. I’m excited to see what these developers do with this application. I have been hearing nothing but good things, and now that I’ve had a firsthand look, I can see why.

The video here shows my un-boxing of the application with some highlights about how it works, as well as my wishlist for new features. Sorry this is a Patreon Exclusive for now, and may be released to the public later. Feel free to pledge $25 and up, for this an other on going daily benefits. This was today’s!

Thanks in advance for your support. All courses are also being made available to all Patrons, 25 & up.